FR Force Recon Home Watch Smith Mountain Lake · Bedford, VA (910) 599-6582
A lake house at dusk with warm lights on, reflected in dark still water, watched over for the night
Home watch for empty and second homes

Only Adam ever enters your home.

The owner. Former Force Recon Marine. Former insurance adjuster.

Checked like a recon patrol. Documented like a claim file.

After damage, the first thing an adjuster asks is when someone last checked the house. Every visit here ends with dated photo proof.

Call or text (910) 599-6582 See the 30 point checklist
30
checklist points on every visit
$100
per visit, flat rate
1
person who ever enters your home
Same day
photo report after each visit

The insurance problem

An empty house has a clock on it

Some policies limit coverage when a home sits empty, and after damage the first fight is proving someone was checking on it.

After damage, adjusters ask the same questions: when was someone last inside, how often is it checked, can you prove it? No proof means a hard claim. A leak in week one is a ruined floor by week six. Visits every two weeks mean the home never sits unchecked for long and catch problems early.

  • 1
    Photo report, same dayFront yard, both side yards, back yard, and interior overviews. No filler, just proof the house is fine.
  • 2
    Built for your policyBiweekly visits mean the house never sits unchecked for long, and every visit is dated proof.
  • 3
    If damage is foundYou get a call right away, then a full damage report delivered to you with detailed photos and a written record of what he found.
  • 4
    A record your insurer can useIf there is ever a claim, the full record is yours to hand your insurer: dated photo reports showing when the home was checked and what condition it was in. Adam can be at the house to let their adjuster in and answer factual questions about his visits.

He does not work for the insurance company, he works for the homeowner. Claim decisions stay with the insurer.

The anti-manager pitch

One man. Every visit.

Big companies send whoever is on shift. You never learn their name.

Here it is one person. Adam does every walk-through himself. When you call, Adam answers.

  • ✓Former Force Recon Marine. Former insurance adjuster. Trained to check details and document what he finds.
  • ✓Lives locally in Bedford, Virginia. Your house is home territory, not a route stop.
  • ✓When you call, Adam answers. One number. No call center, no dispatcher.
The promise: no employees, no subcontractors, ever. The face on this site is the only face that opens your door.

What every visit covers

The 30 point walk-through

Same 30 checks, same order, every visit.

30

Thirty checks per visit: outside, inside, and the photo report.

Exterior

Points 1 to 9, before the door ever opens

  • 01Front yard and driveway
  • 02Roof and gutters
  • 03Doors and windows secure
  • 04Signs of forced entry
  • 05Mail and packages inside
  • 06Exterior lights
  • 07Storm damage
  • 08Dock and shoreline
  • 09Garage secure

Interior

Points 10 to 26, inside the home

  • 10Alarm status
  • 11Thermostat and HVAC
  • 12Indoor temperature
  • 13Humidity
  • 14Ceilings and walls, leak stains
  • 15Under sinks, leaks
  • 16Water heater and lines
  • 17Faucets run
  • 18Toilets flushed
  • 19Fridge and freezer cold
  • 20Breaker panel
  • 21Smoke detectors
  • 22CO detectors
  • 23Pests or animals
  • 24Mold and odors
  • 25Sump pump
  • 26Doors and windows locked

Reporting

Points 27 to 30, simple on a normal visit

  • 27Yard photos: front, sides, back
  • 28Interior overview photos
  • 29Photo report sent same day
  • 30Damage: owner called, full report to owner

Pricing

One flat rate

$100

Per visit. Minimum two visits a month.

Full 30 point walk-through. Photo report same day: front, sides, back, interior overviews. No tiers or packages.

Weekly or storm season checks available at the same rate.

Some policies limit coverage on homes that sit empty. Biweekly visits keep yours checked, with dated photo reports as proof.

Month to month, cancel anytime. No contract, setup fee, or cancellation penalty.

Add-ons

Extra coverage, when you want it

Add to any visit. Photos included.

Roof walk with overview photo report
Full roof walk with overview photos. Helps on storm claims too.
+$100
Attic inspection with photos
Leaks, insulation, ventilation, pests. Photographed.
+$50
Crawlspace and below-grade inspection
Moisture, pipes, ducts, standing water. Photographed.
+$50
Vehicle start and battery check
Stored vehicle started, run, battery checked.
+$25
Unscheduled check
Storm rolled through, alarm went off, neighbor saw something, or you just want eyes on the house: a special trip at the standard rate, with the same photo report. An unscheduled check is always in addition to your regular visits, never instead of one. Your scheduled visits stay exactly where they are.
$100
Pre-arrival home prep
Water and water heater on, thermostat set ahead so the house is at temperature when you arrive, toilets flushed, faucets run, lights on, quick check of the whole house first.
$75
Seasonal opening or closing package
The deep first or last visit of the season: full 30 point check plus filters changed, water turned on or off as the season requires, screens and doors set, house opened up or locked down for the months ahead.
$250
Contractor meet and oversight
Meets your contractor, stays on site, checks the finished work against what was promised, and sends you completion photos with his sign-off that the work is done and looks right.
$60/hr

Coverage

Smith Mountain Lake first

Second and snowbird homes on the Bedford County shoreline, checked all winter.

Smith Mountain Lake

Moneta Huddleston Hardy Bedford County shoreline

Home turf

Bedford Forest Lynchburg
About a 45 minute ring, on purpose Tight coverage so visits are never rushed and help is close after a storm.
Waterfront homes with covered docks along a wooded Smith Mountain Lake shoreline
Smith Mountain Lake shoreline homes. Dock checks included every visit.

Get started

Start with a call

No online signup, no checkout. Talk to Adam first, walk through your home and your dates, then decide.

(910) 599-6582

When you call, Adam answers.

How billing works Billing is simple: after your first call, your card goes on file and the monthly minimum runs automatically. Extra visits and add-ons are billed as they happen. Month to month, cancel anytime.

Or send a message

Adam replies personally, usually the same day.

Questions

Straight answers

How do you get into my house?

You provide a key or code at signup. Keys are never labeled with your name or address and are returned when you cancel.

What happens if you find damage?

You get a call while Adam is still there, then a full damage report with detailed photos and a written record of what he found, delivered to you the same day. It is yours to give your insurer: dated proof of when the home was checked and its condition. If your adjuster visits, Adam can be there to open the home and answer factual questions about his visits. He documents. He does not negotiate claims.

Are you a property manager?

No. Watch only: walk-throughs, photo reports, and fast alerts. No renting, tenants, or bookings.

Does this keep my insurance coverage in force?

Your insurer decides claims, no one can promise an outcome. Some policies limit coverage when a home sits empty too long. Visits every two weeks mean it never sits unchecked for long, and the photo reports prove it.

Can I cancel?

Anytime. Month to month, no contract or fee. One call ends it and your key comes back.

Why only one person? What if you are sick or away?

One person is the product, so you always know who was inside. If a visit must move a day, Adam tells you directly in advance.

Leaving for the season?

Snowbird season is starting. Get on the route now.

October starts the insurance clock on empty homes. One call sets up your first visit.

(910) 599-6582
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